Looking to buy a home in the Cincinnati area? Look no further than Oyler Hines! Our experienced team of real estate professionals can guide you through every step of the buying process, from searching for the perfect property to negotiating the best deal. With our in-depth knowledge of the local market and personalized approach to customer service, you can trust us to help you find the home of your dreams. Contact us today at 513-547-2997 or visit our website at https://www.oylerhines.com/services/buyers to get started.
Saturday, August 26, 2023
Monday, January 16, 2023
Oyler Hines of Coldwell Banker
7813 Ted Gregory Lane, Montgomery OH 45242
513-547-2997 5135472997
https://www.oylerhines.com/
Office Hours:-
Mon - Fri 8:00 am - 6:00 pm; Sat: 10:00 am - 2:00 pm
To win in today's market, you need the best real estate agents in your corner. That's exactly why we merged the best in resale with the best in new construction to become Oyler Hines of Coldwell Banker Realty. As THE top producing team in the Greater Cincinnati area, we'd be honored to walk you through the real estate process. Whether you need to buy a home, sell a home or build a home, we have the right experts in the right places to help you pursue what you want with confidence. In a market as challenging as ours, an average strategy is not a winning strategy. We have extensive knowledge & experience in the popular Cincinnati areas of Madeira, Montgomery, Indian Hill, Hyde Park, Oakley, Downtown as well as Northern Kentucky.
Key differentiators - what makes your business stand apart:
Extensive knowlege and experience, unmatched service, new construction guidance, `
We're making more possible for buyers and sellers in the Greater Cincinnati area
Oyler Hines got established on 1st Sept 2021. When the Oyler Group and Build Collective joined forces to become Oyler Hines, we knew that we could offer you what nobody else can in the Cincinnati and Northern Kentucky market: an unparalleled buying and selling experience with the best of resale and the best of new construction in one team.
Top areas of service:
Real Estate
Home Buying
Home Selling
Home Building Guidance
Lot and Land Aquisition
Social Links
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Monday, November 28, 2022
Ways to Reduce the Cost of Buying a Home - by Oyelr Hines of Coldwell Banker
You don’t have to let the rising interest rates keep you from buying a home now if you’re ready. You can take steps to make it easier to get an affordable loan. For example, make sure you have excellent credit to get the best interest rates. Come up with a larger down payment to reduce the interest rate on your mortgage. Because you’re assuming more risk, lenders are often willing to negotiate.
Fewer buyers are willing to waive real estate contingencies, such as not having a home inspection. Sellers also set up contingencies, such as having financing in place before putting in an offer. All these real estate contingencies limited the pool of buyers competing for the same property. With the loss of these contract contingencies, it has leveled the field for all buyers.
You also still have the option of paying mortgage points to lower the rate. Lenders often offer the option of paying these mortgage points to make loans more affordable. For each point you pay to the lender, the interest rate goes down by one percent. If you plan to live in the home for a long time, this extra cost may pay off in the long run.
If you’re a first-time buyer, you have access to various first-time buyer programs. These programs provide you with assistance for your down payment. Your real estate agent can point you toward local, state, and federal programs that will help make your home more affordable.
Home buyers can take advantage of the changes in the market if they are willing to adjust their expectations. You may need to consider living in another area or a smaller home if you want to buy now. Your real estate agent can help you find an affordable home that will suit your needs.
We're Here to Help
The key to buying is to be prepared and know which tools you want to utilize to make your home more affordable. We'd love to help you decide if now is the time to begin the home buying process.
For more details, Contact us today
Oyler Hines of Coldwell Banker
7813 Ted Gregory Lane, Montgomery OH 45242
513-547-2997 5135472997
https://www.oylerhines.com/
What Will Home Affordability Look Like in 2023? Article by Oyler Hines of Coldwell Banker
If all goes to plan, the increase in interest rates could curb inflation quickly, and a result of that could include some improvements in overall home affordability for those who are looking to buy a home. There’s no way to know what could happen, but here’s what many expect:
- Interest rates: If you wait until 2023, interest rates on most mortgage loans will likely be higher. That means you may spend more to buy the home when it comes to the loan costs. That doesn’t mean those prices are going to be significantly higher, but it could mean a few percentage points.
- Home inventory: While there’s no way to say you’ll never be outbid again, the chances are lower in the next year as inventory becomes more predictable in most areas. With more inventory available, there are also fewer reasons that home values will skyrocket in those bidding wars. Higher inventory leads to better access to buying what you want.
- Home prices: It’s unlikely there will be a significant housing value drop in the coming year, but home values may stop growing as quickly. There is some evidence of currently listed homes seeing price reductions right now, which could mean lower prices in some areas.
Will You Be Able to Afford More House Next Year, Though?
There’s no crystal ball to tell us the future of what’s to come. If you can afford to buy a home today that fits your needs and is within your budget, buy now. You may be better off buying now instead of waiting for the unpredictable real estate market of 2023.
More so, inflation is a factor. Though it is unlikely that you will find home prices rising due to inflation, you are likely to find it a bigger pinch on your budget.
With mortgage rates on the rise, there’s no doubt that buying now if you qualify for a lower interest rate is the better option overall. It will save you money to secure even an interest rate that's even a fraction lower this year than next year. For example, the monthly payment on a 30-year fixed rate loan at 2.99% could be $1,073, while it’s $1,184 on a 3.99% loan.
If you can afford to buy a home now and have the financing to do so, there's no real benefit to buying next year. Prices aren't likely to be much lower, though inventory may be a bit better. If you're able to find your dream home, it may be time to make your move now instead of waiting.
Get the Help You Need
If you’re frustrated with the lack of access to homes for sale, talk to your agent about it. There is improvement in new listings, which could give you the perfect opportunity to buy what you want at the lowest interest rates for the foreseeable future. On the other hand, waiting too long doesn't seem to have the same benefits, and it could end up costing you.
Let's discuss your situation today so that you can start your home search with confidence.
For more details Contact today
Oyler Hines of Coldwell Banker 7813 Ted Gregory Lane, Montgomery OH 45242 513-547-2997 5135472997 https://www.oylerhines.com/
- Interest rates: If you wait until 2023, interest rates on most mortgage loans will likely be higher. That means you may spend more to buy the home when it comes to the loan costs. That doesn’t mean those prices are going to be significantly higher, but it could mean a few percentage points.
Sunday, October 16, 2022
Looking to sell your house as is in Cincinnati?
Looking to sell your house as is in Cincinnati? Oyler Hines can help! We can sell your house in any condition, so you can get the cash you need quickly.
For more information please visit here: https://www.oylerhines.com/sell-as-is
Top Real Estate Agents | Find Your Perfect Neighborhood
Buy, sell, and build with Oyler Hines. Find your perfect home with the help from the best real estate agents in Cincinnati For more information please visit here: https://www.oylerhines.com/neighborhoods
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Looking to sell your house as is in Cincinnati? Oyler Hines can help! We can sell your house in any condition, so you can get the cash you...
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If all goes to plan, the increase in interest rates could curb inflation quickly, and a result of that could include some improvements i... -
You don’t have to let the rising interest rates keep you from buying a home now if you’re ready. You can take steps to make it easier to g...